The Texas Affordable Housing Specialist certification equips Texas Realtors® with the knowledge to help increase sustainable home ownership across Texas. It aims to educate you about state programs available to assist buyers and to provide information to help at-risk homeowners manage their current situation. The more you know about affordable housing programs, the better you can assist your clients in making home ownership a reality. The better your understanding of processes surrounding short sales and foreclosures, the more guidance you can provide on either side of these transactions. Together, the certification will enable Texas Realtors® to help clients find solutions that will meet their financial needs while best serving their long-term goals.